Pawan Kumar Majhi 
Background Context Student budgeting tips are essential for anyone trying to budget under $1,000 a month. As tuition fees, accommodation, and living expenses increase, students will be forced to be very resourceful in spending all their dollars. Research on the average monthly spending of the student shows that the monthly expenditure of the student comprises … Read more
Background Context Low-income families with income less than $2,500 a month may face a significant challenge in budgeting, especially in 2025 when inflation and the standard of living will be high. Unfortunately, recent statistics show that an average single adult in America spends about $1000 to $1500 a month on basic needs- house, food, transportation, … Read more
Background Context Simple and regular habits are prone to lead to financial success. Americans are increasingly resorting to automation in order to achieve the goal of saving money in the most convenient and efficient manner in 2025. Savings can no longer be a manual task with faster-growing tools related to fintech, smarter bank functionality, and … Read more
Background Context The United States financial environment is developing at a fast rate in 2025. People are looking for safe and high-yield savings accounts to grow their wealth securely without undue risk in the economic unpredictability, inflation, and variable interest rates. Considering the new policy introduced by the Federal Reserve and the competitive position of … Read more
Background: Canada’s Strategic Trade Shift Canadian Prime Minister Mark Carney announced a bold target of doubling the Canadian non-U.S. exports in the coming decade in October 2025. It is an effort to lower the excessive dependency on the United States, which is now believed to be set at over 75 per cent of the exports … Read more
1. US-Russia Sanctions 2025: What’s Changing? In October 2025, the United States sanctioned two of the largest oil giants in Russia, Rosneft and Lukoil, which intensified the Washington-Moscow energy war. Such sanctions will not only limit the supply of Russian crude but also subject its foreign buyers and shipping allies to secondary sanctions, which only … Read more
1. The Fed’s Cautious Stance: What It Means According to the minutes of the Federal Open Market Committee, almost all the respondents expect several reductions of the rate during the current calendar year, while keeping an eye on the employment rates, inflation rates, and the financial markets. Although the markets are expecting accommodative policies, the … Read more
1. Background Context The economic climate in the U.S. has embarked on a phase of high uncertainty. The state of persistent federal government shutdown, the cancellation of major data releases to the economy, and the recent reduction in the yields of the Treasury are all contributing to a difficult environment for investors and policymakers. Low … Read more
1. What’s Happening: Strong Beats & Selective Weakness Strong results coming through But the divergence is real Index behavior underscores the split 2. What Could Happen: Scenarios for the Market Considering the existing context, there are a number of reasonable possibilities about the development of the U.S. stock market based on the reaction to the … Read more
Background Context As shown in the graph above, the correlation between the index of the U.S. dollar and the price of gold (as measured through XAU/USD) has historically been negative: when the dollar is strengthening, the price of gold tends to fall; when it is weakening, the price of gold tends to rise. There are … Read more