Ritam Dutta

Thematic ETFs in the U.S. 2025: How $8.1T Across 3,300+ Funds Is Reshaping the Alternative ETFs Market

Background of Thematic ETFs in the U.S. Thematic and alternative ETFs – all these AI and clean energy subjects, crypto and options exposures and strategy/ alternative exposures are now core positions within a portfolio. Burnishing product devising, high investor bi-polarity finding of concentrated exposure and futuristic exposure, lately altered regulatory/structural reforms are transforming the ETF … Read more

The Economics of ETF Fee Compression: How Expense Ratios Fell 40% in the Past Decade and Reshaped the $8T U.S. Asset Management Industry

Background of ETF Fee Compression Within the past decade, the shift in the asset management industry in the United States was enormous; this occurred primarily as a result of the development of Exchange Traded Funds (ETFs). Other key changes have been a substantial reduction in the ratios of ETF expenses. This, often referred to as … Read more

U.S. Credit Card Debt Hits $1.21 Trillion in 2025: Navigating Consumer Spending Trends and Credit Card Economics

Background of U.S. Credit Card Debt It is estimated based on available statistics that the US credit card debt is growing at an annual rate of up to $12 million compared to the 9.7% credit card revolving growth rate in July 2025. This is attributed to increasing consumer expenditures, increase in interest rates and inflationary … Read more

How the H1B visa is Changing in 2025 — Fees, Rules & Global Impact

H1B visa is facing radical policy changes in 2025. New executive moves and regulatory efforts are transforming the recruitment of high-skilled foreign employees by the U.S. employer base – this has the potential to spill over into the areas of U.S. competitiveness, start ups, universities and international talent movements. This paper dehanaghs the most recent … Read more

Zubeen Garg Death News: Scuba Diving Accident

Zubeen Garg Death News: Behind the Scuba Diving Accident Dies in Singapore Scuba Diving Accident Popular Assamese Singer Zubeen Garg. According to multiple confirmed reports from reputable news agencies and statements from close associates, the tragic incident occurred while Zubeen Garg was on a personal trip. The accident took place during a recreational scuba diving … Read more

Chronic Pain, Anxiety, and Depression Link

The Vicious Cycle: How Chronic Pain Fuels Anxiety and Then Clinical Depression Whether you experience chronic pain or not, you are aware that it is not just a physical thing. It is an inescapable, undesirable companion that tints every part of your day. What many patients–even doctors themselves, too often omit to notice is the … Read more

Social Networks & Obesity: The Shocking Link

Obesity as a Social Epidemic: Why Your Friends’ Weight Predicts Your Own We believe that gaining weight is an intimate affair. A fight was held at a grocery store aisle and the gym. An individual issue of self-discipline. However, what is the other half of the story? Imagine you are more likely to become vegetarian … Read more

Loneliness and High Blood Pressure: The Unseen Link

It is a powerful composite photograph of someone sitting alone on a park bench during the soft end of the light, looking into the distance. Here, a computerised, anatomical drawing of a human heart, with lines of ECG and blood pressure levels (e.g., 140/90) beginning to appear around it, is also overlaid on the chest. … Read more